Fort + Home Capital

A Structured Path to Real Estate Wealth

Four complementary investment strategies — from secured monthly income to long-term equity growth — built on a vertically integrated platform that controls every stage of the value chain.

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$25M+
Total Offerings
10–23%
Target Returns
100%
On-Time Payments
17+
Years Experience
Investment Ecosystem
Three Strategies. One Integrated Platform.
Each tier serves a different investment objective — from capital preservation to long-term appreciation — all powered by Fort + Home's vertically integrated real estate and housing production ecosystem.
Stream
Credit Strategies
Fixed Income. Monthly Distributions. Secured by Real Estate.
Diversified real estate debt backed by hard asset collateral. Institutional underwriting standards with transparent monthly income. Two allocations targeting different yield profiles within the same fund structure.
Target Returns 10–12% Fixed
Distribution Monthly
Term Up to 36 Months
Risk Profile Lower–Moderate
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Alpine
Stabilized Equity
Operating Assets. Preferred Returns. Tax-Advantaged Yield.
Direct equity ownership in stabilized, revenue-generating real estate assets. Conservative leverage structures designed to insulate equity from market volatility while delivering consistent, tax-advantaged yield and appreciation.
Strategy Asset Preservation + Yield
Distribution Quarterly
Term 5-Year Hold
Risk Profile Moderate
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Summit
Development Equity
Ground-Up Production. Capital Recycling. Institutional Returns.
Private equity targeting large-scale, vertically integrated housing production. A dual BTS/BTR model that generates liquidity through sales while building long-term portfolio value through retained rental assets.
Strategy Growth + Appreciation
Distribution Event-Driven
Term 10-Year Lifecycle
Risk Profile Moderate–Higher
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Current Offerings
Four Ways to Build Real Estate Wealth
Each offering operates independently with its own legal structure, collateral base, and return profile. Explore the details below.
Stream
Stream Income Series 10
Diversified Real Estate Debt · 506(c)
10%
Fixed Interest
Monthly
Distributions
$50K
Minimum

Diversified allocation across bridge, construction, and stabilization loans secured by real estate collateral. Institutional underwriting at ≤75% LTV, ≤85% LTC. Monthly income from day one.

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Stream
Fort Homes Income Note
Single-Borrower Credit Facility · 506(c)
12%
Fixed Interest
Monthly
Distributions
$50K
Minimum

Concentrated credit facility financing Fort Homes' precision-built modular housing production. Secured by collateral on inventory, equipment, and receivables. 4.4x DSCR with 8.9x projected by 2026.

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Alpine
The Hotel Melrose
Stabilized Boutique Hotel Equity · 506(b)
Equity
Structure
Quarterly
Distributions
5 Year
Hold Period

Direct equity ownership in a fully renovated, 16-key boutique hotel in downtown Grand Junction, Colorado. Stabilized operations, diversified revenue from lodging and on-site bar, and a three-parcel assemblage with multiple exit scenarios.

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Available to accredited investors with a pre-existing substantive relationship with the Sponsor.

Summit
Fort Impact Fund
Vertically Integrated Housing Equity · 506(b)
Equity
Structure
Event-Driven
Distributions
10 Year
Fund Lifecycle

Private equity vehicle addressing America's housing shortage through Fort + Home's vertically integrated platform. Dual BTS/BTR strategy across Western Colorado markets, leveraging offsite construction, land control, and internal lending.

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Available to accredited investors with a pre-existing substantive relationship with the Sponsor.

Risk & Return Spectrum
Positioned Across the Capital Stack
From secured debt to development equity — each offering occupies a distinct position on the risk-return continuum.
Stream 10
10% Fixed
36 Months
$50K Min
Fort Homes
12% Fixed
36 Months
$50K Min
Hotel Melrose
Equity · 506(b)
5-Year Hold
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Fort Impact Fund
Equity · 506(b)
10-Year Lifecycle
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← Lower Risk · Income Focus Higher Risk · Growth Focus →
Growth Projection
How Your Capital Grows
Modeled growth of a $100,000 investment across our 506(c) credit strategies with monthly compounding. For illustrative purposes only.
Stream Series 10 (10% Fixed)
Fort Homes Income Note (12% Fixed)

Projections are for illustrative purposes only and assume continuous reinvestment of distributions. Actual results may vary. Past performance is not indicative of future results. 506(b) equity offerings are not shown — returns vary based on asset performance and are available only to qualified investors.

Investment Objectives
What Are You Building Toward?
Different investors seek different outcomes. Our platform is designed so each strategy serves a distinct purpose in your portfolio.
Monthly Income
Consistent, predictable cash flow deposited monthly. Fixed rates secured by real estate collateral. Shorter time horizon with defined maturity.
Best Fit
Stream 10 Fort Homes
Tax-Advantaged Yield
Preferred returns combined with significant depreciation benefits. Physical asset ownership providing both income and tax efficiency over a medium-term hold.
Best Fit
Hotel Melrose
Long-Term Growth
Equity appreciation through ground-up development and housing production. Capital recycling model with institutional return targets over a longer lifecycle.
Best Fit
Fort Impact Fund
How It Works
From Discovery to Distribution
A clear, institutional process from first conversation through ongoing investor reporting.
1
Explore
Review our investment tiers and offerings. Understand the structures, risk profiles, and return targets that align with your objectives.
2
Connect
Schedule a conversation with our team. We discuss your goals, answer questions, and determine the right fit — no pressure, no urgency.
3
Qualify
Complete accredited investor verification. For 506(c) offerings, third-party verification is required. For 506(b), we document the substantive relationship.
4
Invest
Access the investor portal, review offering documents, sign your subscription agreement, and fund your investment — all through a secure platform.
5
Earn
Receive distributions on schedule — monthly for credit, quarterly for equity. Access reports, tax documents, and updates through your investor portal.
The Fort + Home Advantage
Vertically Integrated. Institutionally Managed.
Most investment platforms connect investors to third-party sponsors. We control the entire value chain.
Land
Acquisition & Entitlements
Build
Fort Homes — Modular Manufacturing
Lend
Fort Lending — Private Credit
Equity
Fort + Home Capital — Investor Capital
Manage
Fort Asset Management — Operations

Every Stage Under One Roof

  • Factory-built homes reduce construction costs by 20–25% vs. traditional methods
  • Internal lending eliminates dependency on external financing timelines
  • Direct asset management provides real-time operational visibility
  • The "developer's spread" stays in-house instead of leaking to third parties
  • Compressed development timelines — SIP-panel homes built in weeks, not months
  • Single point of accountability across every stage of the investment lifecycle
Platform Track Record
Built on Operational Discipline
Fort + Home Capital's performance is backed by real assets, real operations, and a commitment to transparency.
$25M+
Total Offerings
100%
On-Time Payments
4
Active Offerings
17+
Years Experience

Real Assets, Real Operations

Every investment on our platform is backed by tangible real estate — operating hotels, modular manufacturing facilities, construction loans, and development sites across Western Colorado. We don't aggregate third-party deals. We operate what we build.

Institutional Governance

Our Capital Operating System (COS) governs every investor interaction — from signal capture through subscription, capital receipt, and ongoing reporting. Compliance by design, not afterthought. Every workflow is documented, every decision is auditable.

Common Questions
Frequently Asked
Our offerings are available to accredited investors and, for certain offerings, sophisticated investors. Accreditation requirements are defined by the SEC — generally a net worth over $1 million (excluding primary residence) or annual income exceeding $200,000 ($300,000 with a spouse) for the past two years. Some offerings require a pre-existing substantive relationship with the Sponsor in addition to accreditation.
506(c) offerings (Stream Series 10, Fort Homes Income Note) can be publicly marketed and require third-party accreditation verification. 506(b) offerings (The Hotel Melrose, Fort Impact Fund) cannot be publicly promoted and require a pre-existing substantive relationship with the Sponsor. Both are private placements under Regulation D of the Securities Act of 1933.
Credit offerings (Stream, Fort Homes) distribute monthly via ACH direct deposit. Equity offerings (Hotel Melrose, Fort Impact Fund) distribute quarterly when distributable cash is available. All distribution details, schedules, and history are available through your secure investor portal.
All investors receive K-1 tax documents annually, reflecting their pass-through income, deductions, and — for equity offerings — depreciation benefits. Hotel Melrose investors, for example, received $1.72 million in bonus depreciation allocations in 2024. Documents are delivered through the investor portal and should be reviewed with your tax advisor.
Minimums vary by offering. Our 506(c) credit offerings (Stream Series 10 and Fort Homes Income Note) have a $50,000 minimum. For 506(b) equity offerings, minimum investment details are shared during the qualification process with qualified investors.
Most investment platforms aggregate third-party deals and act as intermediaries. Fort + Home Capital is vertically integrated — we acquire land, manufacture homes (Fort Homes), provide construction financing (Fort Lending), manage equity capital (Fort + Home Capital), and operate assets (Fort Asset Management). This means we control every stage of the value chain, reducing costs, compressing timelines, and maintaining transparency for investors.

Ready to Build Real Estate Wealth?

Our team is standing by to help you find the right investment strategy for your goals. No pressure, no obligation — just a conversation.

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