Fund a diversified portfolio of real estate-secured loans across Colorado's housing market. Your capital deploys into short-term bridge and stabilization loans — your returns are backed by hard assets with ≤75% LTV underwriting.
A debt fund allocation within the Fort Lending Debt Fund, designed for accredited investors seeking stable, asset-backed income.
| Offering | Stream Income Series 10 |
| Annual Return | 10.00% |
| APY (Reinvested) | 10.47% |
| Distribution | Monthly |
| Term | Up to 36 Months |
| Minimum | $50,000 |
| Collateral | Diversified RE loans: land, housing, receivables |
| LTV Target | ≤75% |
| Issuing Entity | Fort Lending Debt Fund, LLC |
| Tax Treatment | K-1 Pass-Through |
Colorado needs 93 new homes every day just to keep pace with demand. Housing prices across the Western Slope and Front Range have surged, pushing essential workers out of their own communities.
Stream Series 10 deploys capital into a diversified portfolio of short-term, real estate-secured loans — bridge loans, stabilization financing, and pre-construction capital — all underwritten and originated by Fort + Home Capital.
Unlike single-asset offerings, your investment is spread across multiple loans with different borrowers, collateral types, and maturity dates — providing natural diversification within the portfolio.
Every loan targets ≤75% loan-to-value and is secured by first-position liens on real estate, supplemented by equipment, receivables, and UCC filings.
Simple, transparent, and built for passive investors who value predictability.
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See how your balance grows over time under each strategy
Important Disclaimer: The figures shown above are projections based on the 10% fixed annual rate stated in the offering materials. The note term is up to 36 months; projections beyond that period assume the investor re-deploys capital at the same rate, which is not guaranteed. "Simple interest" reflects monthly cash distributions paid to the investor. "Compound / Reinvested" assumes the investor re-deploys all monthly distributions at the same 10% rate, compounded monthly (10.47% APY) — reinvestment is subject to availability and is not guaranteed. These are estimates for illustrative purposes only and do not constitute a guarantee of future performance. Actual results may vary materially. Investors should review the Private Placement Memorandum for complete risk factors, terms, and conditions before making any investment decision.
Fort + Home has a 100% track record of on-time payments across all debt offerings.
"The whole investment process is great. The Fort + Home team is so transparent with what is going on with each project. They are true professionals and I look forward to investing with them again."
"Great people, great projects, excellent returns. The monthly distributions are exactly as described — consistent and on time."
"I was looking for a fixed-income alternative that actually pays a real return. This delivers. The collateral structure gives me confidence."
Your capital is deployed into a diversified portfolio of short-term, real estate-secured loans. Each loan is collateralized by first-position liens on real property, supplemented by modular units in progress, equipment, accounts receivable, and UCC filings. All loans target ≤75% loan-to-value ratios.
Stream Series 10 provides diversified exposure across multiple real estate-secured loans with different borrowers, collateral types, and maturity dates. The Fort Homes Income Note is concentrated on a single borrower (the Fort Homes manufacturing operation) with a specific collateral package. Stream 10 offers broader diversification at 10% while Fort Homes offers a higher 12% rate with concentrated exposure.
Interest accrues from the time your allocated capital is deployed into loans. Monthly distributions are paid within 30 days of receipt of borrower payments. You may also elect to have distributions automatically held for reinvestment to compound your returns.
None. The 1% origination fee and 2% annual management fee are both paid by the borrower on the applicable loan. These fees are deducted before interest is distributed to investors, but they are not charged to your capital. You receive the full 10% annual return on your investment.
Yes. You can elect to have monthly interest distributions automatically held for reinvestment. This compounds your effective return from 10% APR to approximately 10.47% APY. You can opt out of reinvestment at any time with written notice to the Manager.
The term for Series 10 is up to 36 months. At maturity, the Manager intends to liquidate the Company Investment and return your principal. You may also have the option to allocate capital into a new Series or other Company Investment. Early redemption requests may be considered at the Manager's discretion.
Yes — this investment accepts Cash, Self-Directed IRA, and Solo 401(k) accounts. If investing from an IRA, please confirm with your custodian whether they need to sign on behalf of your account.
This is a 506(c) offering open to verified accredited investors only. Third-party verification of accredited status is required — via a registered broker-dealer, SEC-registered investment advisor, licensed attorney, or CPA. Net worth of $1M+ (excluding primary residence) or income of $200K+/$300K+ joint qualifies.
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By submitting, you agree to be contacted by Fort + Home Capital regarding this offering. This is a non-binding indication of interest and does not constitute a commitment to invest or an offer to purchase securities. Securities will only be offered through official offering documents.